Closing

Closing day, mastered.

The closing process can feel overwhelming — endless documents, wire transfers, and last-minute surprises. Our buyer-agent specialists walk you through every form, every deadline, and every safeguard so nothing falls through the cracks on the biggest purchase of your life.

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01

Document review: Closing Disclosure audit, loan-estimate comparison, and rate-lock verification.

02

Final walkthrough: inspection punch-list confirmation, appliance testing, and utility transfer checks.

03

Title & escrow: commitment review, lien clearance, and wire-fraud prevention protocols.

04

Post-closing support: possession coordination, key handoff, and immediate maintenance-vendor referrals.

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Frequently asked questions

What happens on closing day?
You review and sign the closing disclosure, loan documents, and deed. Funds are wired or cashier's-checked. The title company records the deed, and keys are released. Plan 1-2 hours at the title office or attorney's office. Your buyer agent attends to catch last-minute issues.
What is a closing disclosure and when do I receive it?
The Closing Disclosure (CD) itemizes your loan terms, monthly payment, and all closing costs. Lenders must deliver it at least 3 business days before closing. Review it against your loan estimate — any discrepancies in APR, points, or prepaids must be resolved before you sign.
Can anything go wrong at closing?
Yes: last-minute financing issues, title defects, undisclosed liens, walkthrough surprises, or wire-fraud attempts. A seasoned buyer agent conducts a final walkthrough 24 hours before closing, verifies utility transfers, and confirms the title commitment is clean.
When do I get the keys?
Keys transfer at closing unless the contract specifies a different possession date. Sometimes sellers rent back for a few days. Your agent ensures the contract clearly defines possession time, key handoff, and any post-closing occupancy terms.