Relocation
Relocating to Miami.
The complete playbook for relocating to Miami — establishing Florida tax residency, choosing between Brickell condos and Coral Gables family blocks, and navigating post-Surfside SIRS reserve studies. Work with brokers who close out-of-state and international buyers weekly.
Find a Miami relocation broker →01
Tax residency: 183-day rule, homestead filing, and domicile declaration timing.
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Neighborhood fit: Brickell, Coral Gables, Pinecrest, Miami Beach, Coconut Grove, Key Biscayne.
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Condo diligence: 40-year recertification, SIRS reserve study, and special-assessment history.
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Insurance & flood: wind/hail deductibles, NFIP coverage, and Citizens vs. private carrier strategy.
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RealtorsLicensed residential agents and Realtors.BrokersReal-estate brokers and brokerage principals.Luxury AgentsSpecialists in high-end and luxury properties.Commercial AgentsOffice, retail, industrial, and investment property.Property ManagersResidential and commercial property management.Mortgage ProfessionalsLoan officers, mortgage brokers, and lenders.Real-Estate AttorneysClosings, title, contracts, and disputes.Home InspectorsPre-purchase and pre-listing inspections.
Frequently asked questions
- Why are so many people relocating to Miami?
- No state income tax, year-round climate, international connectivity, and a financial-services migration (Citadel, Blackstone, Ken Griffin's relocation) have driven sustained demand. Tech and crypto firms anchored in Wynwood and Brickell continue to pull high-income transplants from NY, CA, and Chicago.
- Which Miami neighborhoods fit which buyer?
- Brickell and Edgewater suit finance/tech professionals wanting condo lock-and-leave. Coral Gables, Pinecrest, and Coconut Grove draw families. Miami Beach, Surfside, and Bal Harbour serve oceanfront luxury. Coconut Grove and Key Biscayne split the difference. A relocation broker matches submarket to lifestyle.
- What should I know about Miami flood and insurance costs?
- FEMA flood zones, sea-level rise, and the post-Surfside structural-integrity reserve study (SIRS) law all materially affect insurability and HOA assessments. Always pull the 40-year recertification status, current reserve study, and special-assessment history before offering on any condo built before 2000.
- How do property taxes work for new Florida residents?
- Florida has no state income tax. Property tax runs roughly 1.0-2.0% of assessed value, with Save Our Homes capping annual increases at 3% once homesteaded. Establishing Florida residency (driver's license, voter registration, declaration of domicile) within 60 days protects homestead benefits.